How the hell are we supposed to retire?

three of us - we were out-of-pocket $50k last year for health costs.
Cobra, Medicare, Medigap, Individual, deductible.
Knee replacement, hernia, complications, dental work - banner year.

Good news - Sue Medicare eligible, with $50 advantage plan
Kid is now employer qualified at $400/mo
i'm the anchor around $800/mo (UHC Advantage(?))
I'll blow through the 3k deductible with the surgery - then smooth sailing.
 
three of us - we were out-of-pocket $50k last year for health costs.
Cobra, Medicare, Medigap, Individual, deductible.
Knee replacement, hernia, complications, dental work - banner year.

Good news - Sue Medicare eligible, with $50 advantage plan
Kid is now employer qualified at $400/mo
i'm the anchor around $800/mo (UHC Advantage(?))
I'll blow through the 3k deductible with the surgery - then smooth sailing.
Wish you well for 2026......
 
I just found out that my friend (who I just finished riding across Florida with) wrote his own retirement planning software. Since I'm still in Florida, I haven't had a chance to try it out, but he gave me a quick tutorial and it looks pretty powerful. This is completely free and open-source code, and it looks like he did a very nice job with the documentation of the features and the math he used.

Give it try and let me know what you think.

Owl Retirement Planner
 
I just found out that my friend (who I just finished riding across Florida with) wrote his own retirement planning software. Since I'm still in Florida, I haven't had a chance to try it out, but he gave me a quick tutorial and it looks pretty powerful. This is completely free and open-source code, and it looks like he did a very nice job with the documentation of the features and the math he used.

Give it try and let me know what you think.

Owl Retirement Planner

thanks for ruining my productivity (at least from my employers persepective) for the reast of the day.
 
I just found out that my friend (who I just finished riding across Florida with) wrote his own retirement planning software. Since I'm still in Florida, I haven't had a chance to try it out, but he gave me a quick tutorial and it looks pretty powerful. This is completely free and open-source code, and it looks like he did a very nice job with the documentation of the features and the math he used.

Give it try and let me know what you think.

Owl Retirement Planner
He needs to write something to keep my wife from panicking. That’s what’s costing us 1%.
 
Back
Top Bottom